Najm: Bringing Banking and Everyday Life Together

Digital Banking Super App · Majid Al Futtaim

As Head of Design, I led the design of a digital banking super app for Majid Al Futtaim’s Najm, bringing money management, card controls, and lending together with shopping, transport, and food delivery.

01  The Challenge

We needed to make a broad range of financial services feel clear, secure, and easy to use. The challenge was to connect banking and everyday activities in one intuitive experience, validate it with real users, and deliver within the launch timeline.

02  The Experience

Customers could view balances and transactions, understand their spending, manage their cards, freeze a card when needed, and apply for loans through the app.

Spending analysis helped customers see where their money was going, while accessible card controls gave them greater control over their finances. Alongside these banking capabilities, customers could shop online, book rides, and order food—all within one connected experience.

03  Leading the Design

I led the end-to-end design across customer journeys, UX, and UI, making complex financial tasks easier to understand and complete.

I worked with cross-functional teams to prioritise capabilities and keep delivery on track. Before launch, I ensured we tested the experience with real users, using their feedback to refine flows, resolve friction, and improve clarity across banking and lifestyle journeys.

Najm — Digital Banking Super App
Najm — Digital Banking Super App

04  The Impact

We built and user-tested a digital banking super app that connected financial control with everyday convenience, bringing spending insights, card management, lending, and lifestyle services into one place.

Fintech — image 2

My Role

Head of Design · Design Strategy · Banking & Fintech UX · Customer Journeys · UI Design · User Testing · Cross-Functional Collaboration · Design Delivery

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